Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Support Your Local Businesses During This Trying Time

With the restrictions imposed on the community to halt the spread of COVID-19, it can be challenging to come up with ways to support your local businesses. Many of the small businesses we count on for services are shuttered, with only essential services available—and even they are having a hard time! We want our local business owners to survive the COVID-19 pandemic and have a...

How To Avoid Accidents While Driving At Night

Driving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours without sleep is equivalent to driving with a blood alcohol concentration (BAC) at the U.S....

What Will My General Liability Insurance Cover?

General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...

Do I Need Tornado Insurance In My Area?

According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...

Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?

If you are in the field of agriculture, agribusiness insurance can help protect your entire business, including your farm equipment. If you have vehicles used on your farm or in your business, you will likely want to include commercial vehicle insurance in your agribusiness insurance package. Our knowledgeable agent can advise you on the insurance coverage you need and help you find the best available...

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